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LIST OF BLOG ARTICLES

How to Get a Mortgage with No Money Down – 4 Easy Ways

Real estate expert explains how to get a mortgage with no money down The ongoing recovery from the housing bust has made it harder to get money to buy a home. A lot of people are wondering how to get a mortgage with no money down. A good credit score is paramount. If you have score under 600, then you’ll be able to get a mortgage, but you’re going to come up with a good down payment. Here’s four options on how to get a mortgage with no money down. THE VA If you are a veteran, then you have

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8 Reasons Why Tax Deed Investing Is Better than Other Investments

Tax deed investing is better than other investments. Why is this such a lucrative investment field? Can anyone do it? Let’s take a look at eight reasons why tax deed investing is better and delivers higher returns than other kinds of investing strategies. HIGH RETURN ON INVESTMENT Tax deed investing is better because it can generate returns from 10 to 90 percent. It delivers those returns in less time than a typical investment takes. Let’s compare that to other investments. Morningstar keeps a running tally of what the stock market is doing. This article was written in mid-August 2015. Morningstar

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Real Estate Investment Opportunities

Real estate investment opportunities happen all the time. You don’t need a lot of money to get started in real estate investing. You can start with less money than you might think. “A delinquent property tax sale in Newton County, GA, saw a couple pick up 22 parcels of property for about $49,000. When they took possession of the property, they actually had $739,500 in property,” says a news story at PRCarbon. “Their buys included $10 for 3.74 acres and a house on a major highway with nearly an acre of land for $9,200. They also bought the taxes on

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Canadians Can Invest in US Property Taxes

Can Canadians invest in US tax defaulted property and make big profits? Yes. But Canadian citizens have a few extra rules they have to follow. Your success depends on your knowing the rules and doing your homework. So the short answer is Yes! Canadians Can Invest in US Property Taxes. First, you need to know about the US systems for selling tax defaulted property and these auctions. Every US state has different laws for their auctions. Every county has different rules based on the state law. In the US, a county is a political subdivision within the state. Louisiana has

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What Are Tax Lien Certificate Auctions?

If you want to make big profits working part time, then you need to know about tax lien certificate auctions. Imagine making 10, 15, 18, 20 and even a 50 percent return on your investment in just two years or less. It can be done. People do it every day. You can do it too. You just have to know the rules and do your homework. WHAT ARE TAX LIEN CERTIFICATE AUCTIONS? Tax lien certificate auctions are public auctions conducted by a county tax collector. This is one type of “tax defaulted property auction.” When a property owner does not

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Investors Who Buy Homes

Do You Want to Find Investors Who Buy Homes? When planning to sell your home, finding investors who buy homes can help speed up the process. The key to a selling your home is finding someone who can buy it. You can try to find someone in your area or you can look for investors who buy homes. The biggest drawback is the amount of time it takes to get the house sold. If you are selling your home, you want to get out of it and out from under the mortgage. You want to move on with your life.

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How to Buy a House by Paying Back Taxes

A lot of people want know how to buy a house by paying back taxes. They often wonder if this is even legal. The short answer is, it is both legal and done in every state. The next question people ask is, “How can I do this?” Before getting into the tips on buying a house for past due taxes, I need to explain what is happening. Local governments across the nation rely on property taxes to support their budgets. When taxes are not paid, the government takes action against the property. This can be a tax lien or a

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Buy a House No Money Down

You can buy a house no money down several different ways People all across North America have learned how to buy a house no money down and you can too. There are several ways this can happen. Here’s my top picks: BUY DIRECT Buy right from the owner. When you do this, you and the owner can negotiate now much the monthly payments will be, who handles the taxes and how much insurance you should have. The down payment is part of the negotiation process too. Why would an owner do this? Some property owners are willing to work with

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Finding No Money Down Mortgage Loans

How to get no money down mortgage loans There are several ways to buy homes with no money down mortgage loans. Two of these are government-sponsored and they both have a set of requirements that not everyone will meet. A third option is one that takes some shopping around to find. A fourth way to get a home with no money down requires two lenders. Let’s look at the government programs first. VA LOAN The Veteran’s Administration offers 100 percent financing to members of the US military, active or honorably discharged and retired, and surviving spouses. Anyone who has spent

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Buy First Home

Tips for first time home buyers to help buy first home Buying your first home is both exciting and scary. Before realizing “The American Dream,” you’re going to need to do several things to get in position to buy first home. First, decide if you should buy. “Make sure buying is for you. Are rents cheap and homes costly in your city? Are you planning to move in the next year or two? Is your job looking iffy? If any of these apply, buying might not be a good move,” writes Morgan Brennan in Forbes Magazine. If rent is cheap,

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Need a Home? Consider a Home for Sale in a Tax Deed Auction

Need A Home? Tax deed and tax liens are a great way to find a home for sale and then get that home on the cheap. It is possible to buy a home for pennies on the dollar in the United States today. This kind of home for sale is not found through a real estate agency or Craigslist, but at the courthouse or city hall. When people do not pay their property taxes, the local governments have to get their money somehow. That’s done through a tax lien or a tax deed sale. The local government records a tax

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Back Tax Relief

Back Tax Relief for Homeowners If you own property and are looking for back tax relief, the short answer is, there’s not a whole lot of help out there for you. The long answer is, there’s some help, but it may not be comfortable. BANKRUPTCY Bankruptcy is part of the US Constitution and codified in federal law. In some cases, it can wipe out past due property taxes. Sometimes it can’t. The legal advice website Nolo reports Chapter 7 can provide some limited back tax relief. “You can discharge your personal liability for property taxes that were payable (without penalty)

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I Want to Buy a Home

Realizing the American Dream by saying I want to buy a home and doing it If you’ve never owned a home, chances are very good that you’ve said to yourself, “I want to buy a home.” If that’s you, here are the things you need to know about getting into your first home. Think hard about what you want. Melanie Pinola has five tips every first time home buyer really needs to consider. Her fifth tip is the most important. She says, “Don’t be afraid to walk away.” In other words, there are more houses out there. If something doesn’t

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How to Buy House With No Money Down – There Are Plenty of Ways to Get Help

Learn how to buy house with no money down by using government, commercial or private lenders A lot of people wonder how to buy house with no money down or if this is even possible. Yes, it is possible. Yes, you can do it. Yes, it happens across the nation every day. Here are several ways you can do it. VA LOAN The Veterans Administration offers loans to the military, honorably discharged veterans and surviving spouses of veterans. You will need suitable credit to get a mortgage to buy house with no money down. The VA actually guarantees the loan

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success checklist

Buying Tax Defaulted Property – Doing Your Homework

You’ll hear me say “do your homework” and “know the rules” a lot when I discuss buying tax defaulted property (tax lien certificates and tax deeds). You have to do your homework and know the rules to be successful, meaning you avoid mistakes and maximize profits. Doing your homework includes knowing what the rules are, but there’s a lot more. This is just a brief overview of what you need to know when buying tax defaulted property. My website, Members.TedThomas.com, has videos and articles that tell you in more detail what you need to know to be successful with tax

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Homes for Sale for Back Taxes Are Easy to Find

Nearly every community in the U.S. has homes for sale for back taxes The stories about homes for sale for back taxes happening everywhere are true. These sales are common, held regularly and are conducted in just about every community in the United States. Local governments around the nation rely on money from property taxes, also called ad valorem taxes, to fund their budgets. When these taxes are not paid, the taxing authority holds tax sales to get that needed revenue. There are two kinds of tax sales: a tax lien and a tax deed. The kind of sale doesn’t

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How Do You Buy a House in Foreclosure?

If you need to know how do you buy a house in foreclosure, here are the things you need to know Buying a foreclosed home is a good way to get a house, often at below market value, but before you begin investing, there are some things you need to know about how do you buy a house in foreclosure. The very first step to take is decide how much to spend. Zillow says to know your own finances. This is important. You have to know how much you can spend and stick to that. You’re buying a home and

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How to Buy a New Home

How to buy a new home and get the best deal means doing some work yourself As a person who makes a very good living buying and selling real estate, I have learned what it takes to get the best deal. Here, I will share some of the tips on how to buy a new home so that you’ll be happy with the end result. Real estate agents like to say location is everything. When you are buying a house, that’s not completely true. What’s more important than location is your ability to buy the house. Money absolutely matters. If

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Buying a Home with Bad Credit and No Down Payment

Buying a home with bad credit and no down payment is not impossible, it just takes some work Every day someone in the US is buying a home with bad credit and no down payment. If you have bad credit and no money for a down payment, that could be you. The first thing you must do is prove you can make mortgage payments, despite what your credit history shows. You’ll need recent tax returns, W-2s, bank statements and pay stubs. If you have other income sources, you’ll need to bring that to the table too. If you have debts,

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How to Avoid a Deficiency Judgment

It’s important to know how to avoid a deficiency judgment. A deficiency judgment does not have to be part of a short sale. A deficiency judgment happens when a bank goes after the former homeowner after a short sale is completed. A short sale is when a home is sold for less than what is owed. The difference between the sale price and the total owed is the deficiency. When a lender tries to recoup this money from the seller, the process is called a deficiency judgment. People who go through a short sale definitely want to avoid a post-sale

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